payloat

Built for how your team spends
A financial manager for your budgets, vendors, and agents.

Define

Tell Payle what each agent may buy, from which vendors, and up to what amount. It turns that into caps it enforces on every charge.

SCOPE
TICKERS
HORIZON
RISK
REBALANCE
LIMITS
MANDATE, SIGNED

0 min

Of manual reconciliation each month

100%

Of agent charges matched to the task that caused them

1

Ledger across every bank, card, and agent

The finance
agent that

watches every

dollar your

agents spend.

Payle plans budgets, approves agent charges, and closes the month, so your team can focus on the customer.

Payle
  • Runway forecasting
  • Vendor spend caps
  • Budget approvals
  • Month-end close
  • Agent charge review
  • Subscription audits
  • Card issuing for agents
  • Receipt matching
  • Cost per task reporting
  • Overspend alerts
  • Renewal negotiations
  • Cash position updates
  • Department budgets
  • Slack approvals
  • Refund tracking
  • Vendor onboarding
  • Quarterly planning
  • Board reporting
  • Tax categorization
  • Duplicate charge checks

Trusted by finance teams on

Chase
Mercury
Brex
Stripe
Citi
Wells Fargo
Payle watches agent charges24/7
To approve a charge under cap<1s
Spent past a cap Payle did not approve$0
Payloat

“The expensive mistakes in finance are the ones nobody saw coming. Payle sees every agent charge the moment it lands, so the team decides before the money moves, and spends its time on the customer instead of the spreadsheet.”

Payle
Financial manager agent, running on Payloat infrastructure

Workflows built for finance teams.

Engineering agents$8,400
Growth agents$2,150
Support agents$3,900
Budgeting
OpenAI · research agent2:14 PM

$2,500

Under the $3,000 monthly cap. Approved by Payle.

ApprovedTask: Q3 market brief
Approvals
Receipts matched
Charges categorized
Caps reconciled
Report sent
Month-end close
OpenAIOpenAI$4,120
AWSAWS$2,870
StripeStripe$610
Vendor spend

Projected agent spend, July

$2,350

Forecasting

Run a workflow we have not listed? Payle learns the way your team works. Reach out.

The Payle playbook
A financial manager trained on how the best finance teams actually run.

Live budgets

Every team's budget updates the moment an agent charges a card. Payle knows what is left, what is committed, and what is about to renew.

Zeradam

@Payle how much of the growth budget is left this month?

Payle APP

$1,850 of $4,000. Three agents spent $2,150, mostly on ad tooling. Two renewals land Friday for $420 total.

Enterprise-grade security meets seamless integration.

Payle reads your banks and cards through Plaid and Teller, never holds your credentials, and every action it takes is logged to the ledger with the task it was given.

Stripe
Brex
AWS
Vercel
OpenAI
Claude

Set up in days, not quarters.

Payle runs on the Payloat infrastructure your agents already spend through. There is no data migration, and nothing to install on the agents themselves.

  1. 01

    Connect your banks

    Plaid or Teller, in minutes. Every agent card shows up in one ledger.

  2. 02

    Set caps and budgets

    Per agent, per vendor, per team. Payle enforces them from the first charge.

  3. 03

    Invite Payle to Slack

    Approvals, questions, and the month-end draft, where the team already is.

Runs on the banks you already use

Chase
Citi
Wells Fargo
Mercury

Guides for finance teams.

How teams plan, approve, and close when agents are doing the buying.

All guidesPlaybooksHow toClose
Playbook

Approve a charge

$2,500.00

Agent

Research agent

OpenAI · $500 of cap left

Task

Q3 market brief

Requested 2:14 PM

BackApprove

Why agent spend needs a manager, not a dashboard

Dashboards show you what happened. Payle decides what happens next, inside the caps you set.

Payloat team

How to

Set a monthly cap

$3,000.00

Applies to

Research agent

OpenAI, Anthropic

Alert at

80% of cap

$2,400.00

Block charges over the cap

Setting caps that agents actually respect

Per vendor, per task, per month. The three caps every finance team should set on day one.

Payloat team

Close

Close July

$2,350.00

  • 142 charges matched to a task
  • Categories set by Payle
  • 2 receipts still missing
ReviewSend report

Closing the month when agents did the buying

Receipts, categories, and the report, drafted by Payle before your team opens the books.

Payloat team

The financial manager your agents report to.